Insurance for permanent makeup artists or cosmetic tattoo artists provides essential protection against financial loss caused by expected accidents, property damage, or liability claims from clients or third parties. It ensures that professionals can focus on their craft with peace of mind, knowing they are covered in case of unforeseen mishaps.
Our coverage includes a broad spectrum of services a permanent makeup artist may provide.
From equipment damage to liability claims, BeautyGuard’s permanent cosmetics insurance coverage helps artists stay protected, keeping your business running smoothly and your livelihood secure.
One lawsuit or claim can disrupt work, drain finances, and harm reputations. BeautyGuard offers liability insurance for permanent makeup artists to protect against client and third-party claims related to services, operations, or conduct. This can include:
Some risks require an extra layer of protection. BeautyGuard offers additional coverages to address exposures that fall outside standard liability insurance:
Even the most meticulous permanent makeup professionals aren’t immune to mishaps. See how these claim examples (excluding legal defense costs) reveal how your permanent cosmetics insurance can protect your business.
Coverage is subject to the terms, conditions, limitations, and exclusions outlined in the policy. Claim outcomes may vary based on specific circumstances and do not guarantee future coverage. You may be held liable for harm caused to a client. Always take proper precautions and follow safe practices at all times.
Permanent makeup artists should carry professional liability insurance and general liability insurance to protect themselves from service-related claims and third-party claims of injuries or property damage. Some permanent makeup artists choose to also carry business personal property coverage for equipment and supplies.
Permanent Makeup (PMU) Insurance is specialized coverage designed for permanent makeup and cosmetic artists, protecting against claims from procedures like microblading, eyeliner tattooing, and lip blushing.
Permanent makeup artists insurance may include coverage for claims of injury, allergic reaction, infection, and legal defense necessary in those scenarios. It may also include coverage for damage to your tools or supplies and accidental damage to a client’s belongings during service.
Permanent makeup insurance costs vary depending on location, services provided, and coverage limits. Most PMU artists pay $400–$800 per year for coverage.
Microblading insurance needs to include professional liability insurance to protect against claims of injury, scarring, or dissatisfaction with results, as well as general liability insurance for accidents in the workspace.
BeautyGuard! Our policies extend to a broad range of PMU services and include professional and general liability with limits high enough to protect your business in the event of a lawsuit. We also cover any mobile or off-site work you may perform.
BeautyGuard provides protection for self-employed permanent makeup artists, so you can concentrate on your artistry without worry.
